Terms of Service

Effective date: 2025-01-15 • Last updated: 2025-01-15

Use of Service

Use our site for lawful purposes only. Do not attempt unauthorized access or automated scraping that degrades service. You agree to comply with applicable Canadian federal and provincial laws and to respect intellectual property and privacy rights.

• Do not interfere with, disrupt, or attempt to gain unauthorized access to accounts, systems, or networks.
• Do not upload malware, spam, or content that is defamatory, hateful, or otherwise unlawful in Canada.
• Automated access (including scrapers and bots) is prohibited unless expressly authorized in writing.
• You are responsible for safeguarding your credentials and for all activity under your account.

Courses & Content

Courses are educational, not legal or professional advice. Outcomes and results are not guaranteed. You are responsible for compliance with applicable laws and editorial standards when applying course materials.

• All course materials are licensed for your personal, non-transferable use.
• Reproduction, redistribution, or public display without permission is prohibited.
• We may update, re-sequence, or retire course modules at our discretion to maintain quality.

Payments & Refunds

All prices are in CAD. Refunds are subject to our refund policy, which prioritizes fairness and transparency. Taxes may apply based on your province or territory. Access may be suspended for unpaid or disputed charges.

• By purchasing, you authorize us to charge your selected payment method for the displayed amount plus applicable taxes.
• Partial refunds, where applicable, are calculated pro rata based on unused access.
• Chargebacks may result in immediate suspension of services pending resolution.

Acceptable Use & Prohibited Conduct

• No reverse engineering, decompiling, or circumventing security measures.
• No sharing of account access, licensing keys, or download links.
• No harassment, impersonation, or misrepresentation of affiliation.
• No uploading of third-party content without proper rights.

Limitation of Liability

To the maximum extent permitted by law, Carvalton Institute, its affiliates, and instructors are not liable for indirect, special, incidental, punitive, exemplary, or consequential damages, or for loss of profits, data, goodwill, or business opportunities arising from or related to your use of the site or courses, even if advised of the possibility of such damages. Our total liability for any claims relating to the Service will not exceed the greater of CAD $100 or the amount you paid to us in the 3 months preceding the claim.

Warranties & Disclaimers

The Service is provided “as is” and “as available.” We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant uninterrupted, error-free, or secure operation, nor that content will meet your expectations.

Privacy & Cookies

We use cookies and similar technologies to provide and improve the Service. You can manage preferences via the cookie settings available on this page. Personal information is handled under Canadian privacy principles and applicable laws. For details, review the cookie preferences and disclosures in the cookie dialog below.

Eligibility

You must be at least the age of majority in your province or territory, or have verifiable parental or guardian consent. By using the Service, you represent that you meet this requirement.

Third-Party Services

Some features may integrate with third-party services. Those services are governed by their own terms and policies. We are not responsible for third-party acts, omissions, or content.

Termination & Suspension

We may suspend or terminate access immediately for suspected violations of these terms, legal risk, non-payment, or security issues. You may stop using the Service at any time.

Changes to the Terms

We may update these terms to reflect changes in the Service or applicable law. Material changes will be signaled by updating the effective date above and reasonable notice where required.

Governing Law

These terms are governed by the laws of Canada and the Province of Ontario, without regard to conflict of law principles. You agree to the exclusive jurisdiction and venue of the courts located in Toronto, Ontario, Canada, except where mandatory consumer protection laws provide otherwise.

Contact

Carvalton Institute • 120 Adelaide St W, Toronto, ON M5H 1T1, Canada • [email protected] • +1 647-271-0394